Student Insurance

Every student who is registered at Sacred Heart Junior College is covered by SHJC’s accident insurance plan with the Insurance Corporation of Belize ICB. The insurance covers students twenty-four hours a day and seven days a week as long as they are registered at SHC. Students are covered whether they are on campus or at home, traveling to and from school and especially on class trips.

If the insured student dies because of an accident during the period of coverage, ICB will pay to the beneficiary the principal sum of $20,000.

When an insured student is injured accidentally and result in necessary treatment from a legally qualified physician, services from a legally constituted hospital, this benefit will pay the principal sum of $20,000.

If an insured student disappeared in an accident such as the sinking or disappearance of an aircraft in which the insured was riding as a passenger, even if the body was not been found, it will be presumed that the insured suffered loss of life as a result of injuries and the policy will pay the beneficiary the principal sum of $20,000.

If the insured student was to die because of an accident outside of the country, ICB will pay the reasonable expenses incurred for the cost of returning the mortal remains to the country OR the reasonable funeral and related costs if the body is buried or cremated at the place of death. The maximum amount payable shall be 50% of the principal sum of $20,000, $10,000.

If an insured student suffers injuries caused solely by external, violent and accidental means and results in:

1. Loss of both hands or both feet, or permanent loss of sight of both eyes or any of the mentioned, they receive the principal Sum of $20,000.
2. Loss of one hand or one foot, or loss of sight or one eye, they receive 50% of the principal sum insured, $10,000.